Be a Responsible Student Driver

Too often, we get our drivers licenses and then start racing around the roads, enjoying the thrills of new found independence, but forgetting the responsibilities which come with it. Many young drivers unfortunately become part of the other 67% of South African drivers who choose to be uninsured, posing a hazard to themselves and to the other drivers and passengers on the road. Numerous youthful drivers are students, living off a tiny budget and driving around second-hand vehicles which are not always in the best shape.

Students generally don’t have insurance because they think it is too expensive and that they won’t qualify and will be discriminated against because of where they live, their low income, occupation and their vehicle’s propensity for theft or hijacking. Prime Meridian is an insurance company with a difference, which is accessible to all South Africans, offering affordable cover irrespective of your personal profile.

The reliable insurance company offers two kinds of car insurance, the Prime Total Loss Protection Plan and Prime Motor Assist. With over 500,000 accidents happening on our roads each year, 60% of which result in vehicles being totally written off, no one can afford to be without insurance. The Prime Total Loss Protection Plan will cover you in the event that your car is written off, or if it is stolen, hijacked, or destroyed by fire or a natural disaster.

If you are above nineteen years of age and have been in possession of your licence for twelve months or more, then you qualify to be insured and should start making responsible decisions which will stand you in good stead for the rest of your life. Choose the level of cover which you can afford and then identify your car’s retail price and find the corresponding monthly premium. For example, if you are under 25 and want 75% cover and your vehicle’s retail price is R50,000, then you can pay a monthly premium of as little as R308,25. You can also generate an instant online price or talk to Prime Meridian’s well-informed, helpful staff for advice on the best insurance plan for you.

Did you know that 9% of car accidents happen because the vehicle has been badly maintained? Don’t make this mistake and become responsible for an unnecessary accident; instead invest in Prime Motor Assist, which provides dent, scratch and roadside assistance for all the eventualities which driving brings, including flat tyres, running out of fuel, cracked windscreens and minor dents. The roadside assistance includes a towing service in the event of a breakdown, while autobody maintenance includes dent and scuff repair and well as fixing windscreen cracks and chips.

Prime Motor Assist is a cheap insurance plan, which is vital to keep your car in tip top condition, ensuring your safety and the safety of those around you. The wide range of premium benefits offered by this policy is not easily matched, with membership incorporating three distinct benefit packages, including 24/7 roadside assistance, vehicle body maintenance and mechanical and electrical failure warranty if you invest in the PLUS+ plans. Choose from Basic, Basic Plus, Executive and Executive Plus plans to find the policy which best suits you and your budget. Uniquely there are no excess claims fees and no pre-vehicle inspection is required.

Make the smart insurance decision and choose to be a responsible driver. Prime Meridian’s car insurance plans are so cheap that you will save money, which you can put in the bank to accumulate interest or spend on education and other investments in your future.

Original Source: Insured Living